Business Checking

Our Custom Business Checking account is designed for businesses with a high volume of activity.

$10.00 Monthly Maintenance Fees**

Free Night Depository Service

Free Cash Transactions Up to $10,000
- $100 initial deposit to open a new account
- Free Visa^® Debit Card
- Turn your card on/off and more with the Robins Financial Cards App
- Free Digital Services: Digital Banking, Bill Pay, e-Statements, e-Alerts
- Treasury Management Services available
No matter how small or large your business, we’re here to help you every step of the way. With Checking and Savings accounts, Money Market, Commercial Loans, and more, we have all the right accounts for your business. Make an appointment at any of our branch locations to open your business account today.
Information you will need to Open a Business Account:

When opening a business account, all banking institutions are required to obtain information verifying the business as well as the individuals associated with the business. The list of business types below will help you quickly and easily determine the documents needed.
Sole Proprietorship

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

If Operating as DBA:

DBA Trade Name Registration – received from the clerk of the superior court of the county in which business is conducted

Business License – received from the city or county in which business is conducted

LLC

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature

Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year

Certificate/Articles of Organization or Operating Agreement – shows formation of entity with Secretary of State

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

If Operating as DBA:

DBA Trade Name Registration – or DBA name must be stated in Articles of Organization

Corporation

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature

Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year

Certificate/Articles of Incorporation – shows formation of entity with Secretary of State

Letter authorizing use of TIN – (If operating under a Parent Organization’s TIN, a letter from the Parent Organization giving authority to use the TIN is required)

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment

If Operating as DBA:

DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation

Association/Organization/Informal Non-Profit Organization

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Certification of Owners of Organization of Club: date, signature of ALL officers listed on the current minutes

Current Meeting Minutes

Must list current owners/officers of organization and must be signed

Must identify if they are opening an account, adding individuals, and/or removing individuals with Robins Financial

Must be signed by the secretary or similar title

Must be on letterhead and typed

ALL officers listed in minutes MUST sign section 4 of the Robins Financial Business Account resolution

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

Partnership

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Partnerships: date and signature of Partners

Secretary of State Registration/Certification – if registered, entity must be either Active/Compliant or Active/Owe for the Current Year

Statement of Partnership or Partnership Agreement

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment

If Operating as DBA:

DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation
Disclosures

Our Classic Business Checking account is designed for businesses with a lower volume of activity.

$500 Minimum Balance**

Free Night Depository Service

Free Cash Transactions Up to $5,000
- $100 initial deposit to open a new account
- 250 free items per month (debits and credits)*
- Turn your card on/off and more with the Robins Financial Cards App
- Free Visa^® Debit Card
- Free Digital Services: Digital Banking, Bill Pay, e-Statements, e-Alerts
- Treasury Management Services available
No matter how small or large your business, we’re here to help you every step of the way. With Checking and Savings accounts, Money Market, Commercial Loans, and more, we have all the right accounts for your business. Make an appointment at any of our branch locations to open your business account today.
Information you will need to Open a Business Account:

When opening a business account, all banking institutions are required to obtain information verifying the business as well as the individuals associated with the business. The list of business types below will help you quickly and easily determine the documents needed.
Sole Proprietorship

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

If Operating as DBA:

DBA Trade Name Registration – received from the clerk of the superior court of the county in which business is conducted

Business License – received from the city or county in which business is conducted

LLC

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature

Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year

Certificate/Articles of Organization or Operating Agreement – shows formation of entity with Secretary of State

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

If Operating as DBA:

DBA Trade Name Registration – or DBA name must be stated in Articles of Organization

Corporation

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature

Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year

Certificate/Articles of Incorporation – shows formation of entity with Secretary of State

Letter authorizing use of TIN – (If operating under a Parent Organization’s TIN, a letter from the Parent Organization giving authority to use the TIN is required)

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment

If Operating as DBA:

DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation

Association/Organization/Informal Non-Profit Organization

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Certification of Owners of Organization of Club: date, signature of ALL officers listed on the current minutes

Current Meeting Minutes

Must list current owners/officers of organization and must be signed

Must identify if they are opening an account, adding individuals, and/or removing individuals with Robins Financial

Must be signed by the secretary or similar title

Must be on letterhead and typed

ALL officers listed in minutes MUST sign section 4 of the Robins Financial Business Account resolution

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

Partnership

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Partnerships: date and signature of Partners

Secretary of State Registration/Certification – if registered, entity must be either Active/Compliant or Active/Owe for the Current Year

Statement of Partnership or Partnership Agreement

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment

If Operating as DBA:

DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation
Disclosures

Our Prime Business Checking account is designed for businesses with a lower volume of activity that maintain a higher balance.

$1,500 Minimum Balance**

Pays Dividends

Free Cash Transactions Up to $5,000
- $100 initial deposit to open a new account
- 100 free items per month (debits and credits)*
- Turn your card on/off and more with the Robins Financial Cards App
- Free Visa^® Debit Card
- Free Night Depository Service
- Free Digital Services: Digital Banking, Bill Pay, e-Statements, e-Alerts
- Treasury Management Services available
No matter how small or large your business, we’re here to help you every step of the way. With Checking and Savings accounts, Money Market, Commercial Loans, and more, we have all the right accounts for your business. Make an appointment at any of our branch locations to open your business account today.
Information you will need to Open a Business Account:

When opening a business account, all banking institutions are required to obtain information verifying the business as well as the individuals associated with the business. The list of business types below will help you quickly and easily determine the documents needed.
Sole Proprietorship

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

If Operating as DBA:

DBA Trade Name Registration – received from the clerk of the superior court of the county in which business is conducted

Business License – received from the city or county in which business is conducted

LLC

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature

Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year

Certificate/Articles of Organization or Operating Agreement – shows formation of entity with Secretary of State

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

If Operating as DBA:

DBA Trade Name Registration – or DBA name must be stated in Articles of Organization

Corporation

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature

Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year

Certificate/Articles of Incorporation – shows formation of entity with Secretary of State

Letter authorizing use of TIN – (If operating under a Parent Organization’s TIN, a letter from the Parent Organization giving authority to use the TIN is required)

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment

If Operating as DBA:

DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation

Association/Organization/Informal Non-Profit Organization

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Certification of Owners of Organization of Club: date, signature of ALL officers listed on the current minutes

Current Meeting Minutes

Must list current owners/officers of organization and must be signed

Must identify if they are opening an account, adding individuals, and/or removing individuals with Robins Financial

Must be signed by the secretary or similar title

Must be on letterhead and typed

ALL officers listed in minutes MUST sign section 4 of the Robins Financial Business Account resolution

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

Partnership

Required Documentation:

Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details

Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:

State Issued Driver’s License

State Issued Identification Card

Government issued ID or passport

State of Georgia Weapon’s carry license (new version with picture)

SSN Card

Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity

Section One - complete information on Business Entity

Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed

Section Three - identifies the Responsible Individual(s) that will be on the Account and their title

Section Four – Partnerships: date and signature of Partners

Secretary of State Registration/Certification – if registered, entity must be either Active/Compliant or Active/Owe for the Current Year

Statement of Partnership or Partnership Agreement

IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment

If Operating as DBA:

DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation
Disclosures

Information you will need to Open a Business Account:

Information you will need to Open a Business Account: