Business

No matter how small or large your business, at Robins Financial Credit Union we’ll help you every step of the way. With checking, commercial loans, Money Market accounts and a Business Partner Program, we have all the right accounts for your business.

After you review our solutions, contact our business financial solutions experts. Business Accounts (Checking, Savings and Money Market) can be opened at any branch location. For Commercial Loans and Business Credit Cards please contact our Commercial Loan department at 478-923-3773 or 800-241-2405 x. 2240, or by email at BusinessServices@robinsfcu.org. Our goal is to make your transition to Robins Financial simple and painless.

It offers free business checking or simple affordable checking

  • $100 initial deposit to open a new account
  • No monthly maintenance fees
  • FREE Visa® Debit Card
  • 500 FREE transactions per month (debits and credits)*
  • FREE Night Depository Service
  • FREE Change Orders
  • FREE Online Services:
    • Online Banking
    • Bill Pay
    • Mobile Banking
    • e-Statements
    • e-Alerts

*Please see the Business Account Rate and Fee Schedule for additional terms and conditions that may apply to your account.

It was designed for businesses with a high volume of activity (over 500 items per month).

  • $100 initial deposit to open a new account
  • $7.00 monthly maintenance fees**
  • FREE Visa® Debit Card
  • FREE Night Depository Service
  • FREE Change Orders
  • FREE Cash Deposits
  • FREE Online Services:
    • Online Banking
    • Bill Pay
    • Mobile Banking
    • e-Statements
    • e-Alerts

* Please see the Business Account Rate and Fee Schedule for additional terms and conditions that may apply to your account.

**The Earnings Credit will be based on the average monthly collected balance multiplied by the previous month's average rate for the 90 day T-Bill (13 week).

Make sure your business has the tools for growth and success. Robins Financial Credit Union offers a broad range of loan services tailored to meet the needs of our business members. We understand your need for a trusted financial partner. That’s why we offer a wide variety of business loans to choose from.

  • Commercial Real Estate Loans
 - Purchase
 or Refinance
  • SBA 504
  • SBA 7A
  • Construction Loans
  • Revolving Lines of Credit
 - Secured
 or Unsecured
  • Business Visa® Platinum
  • Commercial Equipment
  • Business Automobiles

For more information, or to apply for a commercial loan please contact our Commercial Loan Department at 478-923-3773, ext. 2240.

With our Business Prestige Money Market account, your business will earn higher interest rates on savings, while still providing ready access to your money whenever you need it. Your Business Prestige Money Market Account earns interests at competitive market rates. And you’ll earn even higher rates on larger balances. Features including:

  • No monthly maintenance fee
  • $2500 initial deposit to open a new account
  • Minimum balance $2500*
  • Competitive dividend rate (minimum balance required)
  • Descriptive quarterly statements
  • Access to 24-Hour Telephone Teller***
  • Overdraft Protection**
  • FREE Online Services:
    • Online Banking
    • Bill Pay
    • Mobile Banking
    • e-Statements
    • e-Alerts

* Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period. View our current rate information and see the Rate & Fee Schedule for Below Minimum Balance Fee information.

** Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or Visa® as another convenient option. To receive this service, ask a representative when opening your account. See the Rate & Fee Schedule for Overdraft Protection Fee information.

*** Account Limitations - For Savings, IRA Savings and Prestige accounts, no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.