Consumer Fees

Service Fees
Bounce Protection Overdraft:$25.00
Checks, ACH, and Transactions not listed below
Point of Sale and ATM withdrawals (tiered)
Less than $50.00 of negative account balance:$10.00
$50.01 or greater negative account balance:$25.00
Overdraft Protection$3.00 per item
NSF Fee$25.00 per item
Stop Payment$25.00 per request
Check PrintingPrices may vary depending on style
Check Copy$2.00 per item
Returned Deposits$25.00 per item
Statement Copy$.25 per page
Account Research$12.00 per hour, plus copy fee
Collection Item$20.00 per item
Wire (Incoming)$0.00
Wire (Outgoing)$15.00 per transfer
Wire (International)$35.00 per request
Code Wire$8.00 per transfer
Quick Cash/CMO$15.00 per request
Quick Cash/CMO (International)$35.00 per request
Check Cashing Fee$5.00 per item **
Check Cashing Fee charged only if member does not have an account balance to cover the amount of check or does not have an account qualifier.
Official Check$3.00 per check
Money Order$2.00 per money order
Traveler's Check$1.00 per $100.00, for two signatures
Inactive Account Fee$3.00 per month, after 2 years of inactivity.
Escheat Account Processing Fee (Abandoned Account Fee)$60.00
Assessed only on accounts deemed abandoned as described by law. Abandoned accounts are accounts with no activity in 5 or more years for which we are unable to contact the account owner.
Debit Card Expedited Processing Fee$60.00
Account Fees
Savings Account Fees
Below Minimum Balance Fee$3.00 per month**
Prestige Money Market Account Fees
Account Limitation Fees:
Excessive Withdrawals$15.00 per item
Below Minimum Balance Fee$5.00 per month if average daily balance falls below $1,000.00.
Electronic Funds Transfer Fees
We do not charge for any ATM transactions conducted by Robins Financial member's at Robins Financial ATMs.
Visa Check Card/Visa Credit Card Replacement card fee of $5.00 per card, for lost or stolen card.
$1.00 fee will be charged for each transaction conducted on any ATM machine other than Robins Federal Credit Union machines.
ACH Non-Post Fee $5.00 per occurrence
Advantage Checking Account Fees
Below Minimum Balance Fee$10.00 per month

** The fee will be waived if you have one of the account qualifiers.
    - Direct Deposit
    - Prestige Account
    - Advantage Checking Account
    - Certificate Account
    - Current loan with balance (less than 60 days delinquent)
    - Age 18 and under or 55 and up