Secured Loan Rates

Loan Type & TermAPR*Comments
Savings Secured
36 months2.75%Add 0.25% to APR* per 12 months up to 60 months
Certificate Secured
Single paymentSee commentsRate is 2% above Certificate rate with a floor rate of Prime
Other Secured - New
48 months9.15% to 18.00%
60 months9.40% to 18.00%
Other Secured - Used
48 months10.15% to 18.00%

Contact the Credit Union for further information on applicable fees and terms. Rates as of September 18, 2017. All rates are subject to change. Your actual interest rate may vary depending on your credit history. For all the products and services described herein, conditions and credit approval may apply. Eligibility required.

*Annual Percentage Rate. Rates are based on credit worthiness, so your rate may differ. Savings secured loan rates range from 2.75% to 3.25% APR. Payment example: a loan amount of $5,000 for 36 months has a payment amount of $145 and finance charge of $216. Other Secured loan rates range from 9.15% to 18.00% APR. Payment Example: A loan amount of $10,000 for 36 months has a payment range of $319 to $362 and finance charge range from $1477 to $3024.

*Annual Percentage Rate. The maximum APR that can apply is 18.00%. Prime is a variable rate; as it changes, the APR on your account will also change.