Pay Off High Rate Credit Cards with a 2.99% APR Intro Rate

This limited time Visa® balance transfer offer includes:

  • 2.99% APR* special introductory rate (for 12 months on balance transfers made by December 31, 2019), after that 10.70% - 18.00% APR
  • Receive an extra 3,000 reward bonus points when you spend your first $750**
  • No balance transfer fee
  • No annual fee
  • Pay off your balances faster
  • Enjoy a low introductory rate

Why choose our card? We compared our rates/terms against our competition. Here's what we found:

 

Our Card

Big Bank Card

National Brand Card

Paying Off an Existing Balance $3,000 $3,000 $3,000
Interest Rate 10.70% APR 15.99% APR 26.99% APR
Monthly Payment $200 $200 $200
Interest Paid $247 $369 $701
       
Paying Off a Balance Transfer $1,500 $1,500 $1,500
Interest Rate 2.99% APR 0% 26.99% APR
Balance Transfer Fee $0 $45 $0
Monthly Payment $100 $100 $100
Total Interest/Fee $30 $45 $350
       
Paying Off a Cash Advance $500 $500 $500
Cash Advance Fee $5 $15 $25
Monthly Payment $50 $50 $50
Interest Paid $32 $48 $72
       
Total Fees/Interest Paid $314 $477 $1,148

 

 

Apply Today

Don't wait. This is a limited time offer.

Apply Online

 

Annual Percentage Rate. Terms and conditions apply. Subject to credit approval. Interest rate is variable and subject to change based on prime. Rates as of September 23, 2019. Maximum APR that can apply is 18.00%. Offer available for new card holders only. All balance transfers must be completed by December 31, 2019 in order to qualify for introductory rate. Offer ends December 31, 2019. Federally Insured by NCUA. **Must spend $750 in the first 30 days of account opening in order to receive the 3,000 reward bonus points. For official reward program terms and conditions, visit robinsfcu.org.

 

Our Card

Big Bank Card

National Brand Card

APR Purchases 10.70% APR to 18.00% APR 15.99% APR to 25.99% APR 26.99% APR
APR Balance Transfer 2.99% APR for 12 Months 0% APR for 15 Months 26.99% APR
Balance Transfer Fee None Either $10 or 3% of the amount of each transaction, whichever is greater None
Cash Advance Fee Either $5 or 1% of the amount of each transaction (Max of $50) Either $10 or 3% of the amount of each transaction, whichever is greater Either $10 or 5% of the amount of each transaction, whichever is greater.
Cash Advance APR 12.20% APR to 18.00% APR 18.99% APR to 25.99% APR 26.99% APR
Late Payment Fee Up to $25 Up to $39 Up to $39
Rewards Offered Yes Yes No
Annual Fee None None None

 

 

Apply Today

Don't wait. This is a limited time offer.

Apply Online

 

Annual Percentage Rate. Terms and conditions apply. Subject to credit approval. Interest rate is variable and subject to change based on prime. Rates as of September 23, 2019. Maximum APR that can apply is 18.00%. Offer available for new card holders only. All balance transfers must be completed by December 31, 2019 in order to qualify for introductory rate. Offer ends December 31, 2019. Federally Insured by NCUA. **Must spend $750 in the first 30 days of account opening in order to receive the 3,000 reward bonus points. For official reward program terms and conditions, visit robinsfcu.org.