News

  • The Advantages of Using a Rewards Credit Card

    More and more people are beginning to see the value of signing up for a rewards credit card. Credit cards that offer a rewards program can help you stretch your budget and when used properly, can actually pay you for spending money. Of course, the point of getting a rewards credit card is to treat yourself to the perks of the rewards program. The best way to make sure you get the most out of your rewards credit card is to pick the right one and make sure you pay it off each month. Then use it to your greatest advantage and avoid possible pitfalls such as leaving points unused.

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  • The Truth About Credit Cards

    Credit cards are convenient and common, but they can also be confusing. Have you ever sat down and tried to figure out the ins and outs of interest rates and the various fees that a credit card can charge you? Not to mention all the cards with rewards programs! You may even find yourself getting offers for a new card almost every day. So how do you figure out which one is the best option for you? All the various credit card offers you receive may look different, but they use similar disclosures for many aspects.

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  • How Budgeting and Credit Cards Can Go Hand in Hand

    Traditionally people think of credit cards as a spending tool. But, have you ever thought of using a credit card as a budgeting tool? No! Well, you should. Using credit cards are a great way to keep tabs on your money, earn rewards and if used wisely build your credit profile.

    Here are some helpful tips on how to credit cards help your budget:

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  • Saving for Their Future

    You want the best for your children. What good parent doesn’t? You want them to have great friends, a solid education, whatever perks and benefits they can have and, in general, the best life possible. One way you can help considerably is by starting a savings account for them and developing a plan to add to it on a regular basis.
    Saving for your child’s future should begin as soon as they are born. However, the extra expense of having a child may make saving difficult. But if you put a plan in place, even a small amount each month can add up over the years.

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  • Why Is It Called A Credit Union?

    While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join?

    But, just like Jackson or Smith, Credit Union is our last name and we’re proud of it. It does beg the question, though—where did the name come from? We need to go way back to find the answer to that question and to understand the origins of credit unions.

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  • What’s the Cost of Rewards Cards?

    Just about everywhere you go today someone is offering you a credit card. From your favorite stores, hotels, airlines to gas stations and even amusement parks. Not to mention the countless celebrity-plagued commercials on TV promising the most cash-back or highest reward points.

    So how do you know which credit card is best for you?

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  • ScoreCard® Rewards Program

    Robins Financial’s ScoreCard® Rewards Program encompasses ease and convenience while being rewarded for using your credit card. You can pay with your credit card almost anywhere you go. You can use it online shopping or filling up your tank.

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  • Keeping Your Spending in Check

    Trying to keep your spending in check is a lot harder than it sounds, especially since it is so easy to make purchases these days. All it takes is a couple quick clicks of a button and you can purchase anything from groceries to furniture to a new car. Consumers frequently get into situations where they overspend and can’t live comfortably because their bills are too high.

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  • Good vs Bad Spending

    When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.” In personal finance, there are some classifications that we can all agree on: Debt is bad. Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.

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  • The Convenience of Going Mobile

    Not that long ago banking wasn’t nearly as convenient as it is now. Do you remember having to schedule time to go into the credit union and stand in long lines just to make a deposit? With the introduction of mobile banking, it is now easier than ever to manage your finances all from the convenience of your mobile device.

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