News

  • Don’t Let These Home Buying Expenses Catch You Off Guard

    When you’re looking for a new home, there’s a lot of focus around how much money you’ll need to borrow and how interest rates will impact your monthly mortgage payments. But home ownership comes with a list of expenses that go beyond repaying your mortgage. Take some time to consider these additional costs and plan ahead so you don’t buy more house than you can afford.

  • Protecting Yourself with Tips on Avoiding Scams

    Protecting the safety and security of our members is a top priority. The fraud protection services we offer serve as an additional barrier to help protect our members, but knowledge and awareness are the best defense against scams and fraud. Keeping you safe is so much easier when we have your help and we can work together to ensure your accounts remain protected. It’s important to always be vigilant when it comes to protecting your account details, digital banking login credentials, and your debit and credit card information.

    Here are some tips to help you protect yourself:

  • Questions You Should Ask When Considering a Balance Transfer

    You may have seen or received offers for credit card balance transfers and wondered what they are, how they work, and if they could help improve your finances. A balance transfer is when you transfer the balance of one credit card to another by applying for a new card at a lower interest rate, then moving your balances from your existing card to the new one. Essentially, you are using the new card to pay off the old one, but at a much better rate.

  • The Best Times to Buy a Car

    Vehicle costs fluctuate constantly throughout the year. If you aren’t in immediate need and are able to hold off until the ideal time to purchase a new car, you could end up saving yourself up to thousands of dollars on the total cost. That’s certainly worth the wait! Here are some of the best times to save when you start shopping for your next vehicle:

  • Avoiding Phone Scams

    We keep our phones on us now more than ever. Because of this, a growing trend is the amount of spam phone calls, text messages, and emails we’re prone to receive on a near daily basis. If you always answer your phone when it rings, rest assured you are not the only one. But these days, the chances that the caller on the other end of the line is actually a scammer are higher than ever before. It’s important to exercise caution so you can avoid deception and protect your information.

  • Protect Yourself from the IRS Collector Scam

    Protecting the safety and security of our members is a top priority. The fraud protection services we offer serve as an additional barrier to help protect our members, but knowledge and awareness are the best defense against scams and fraud. Keeping you safe is so much easier when we have your help and we can work together to ensure your accounts remain protected. It’s important to always be vigilant when it comes to protecting your account details, digital banking login credentials, and your debit and credit card information.

  • Credit Card Myths

    Credit cards are a great tool to help you establish financial responsibility and build your credit. But if you aren’t careful with how you use your cards, you could end up damaging your credit score and hurting your chances at getting approved for a loan in the future. Here are some common credit myths debunked so you can use your cards wisely:

  • Car Buying Mistakes to Avoid

    Buying a car is a big purchase, so it’s important to make sure you’re making wise decisions at each step of the process. It’s easy to focus too much on one particular aspect over all the other important elements of the car buying process, but that tunnel vision in the moment can often lead to regrets later in the life of the loan. Here are some common car buying mistakes that you can avoid with your next vehicle purchase so you can make sure you get the ride (and the loan) of your dreams:

  • Renting vs. Buying a Home

    Are you considering a move? Familiarizing yourself with the key differences between owning and renting a home will help you choose the option that’s right for you. Ultimately, it comes down to a combination of personal and financial factors. Determining which of these factors are most important to you will help sway your decision one way or the other.