News

  • Mistakes to Avoid When You Refinance Your Auto Loan

    When you take out a loan to finance the purchase of a new or used car, you don’t have to be stuck with that loan until the end. If you refinance your original loan with a new lender, you could end up saving money by getting a lower interest rate and monthly payment. But as with any financial decision, it’s best to take time to consider whether or not refinancing makes sense for your individual circumstances.

  • How to Avoid Travel Scams

    With summer time approaching and most schools wrapping up for the year, now is usually a popular time for vacations, road trips, and other fun adventures. Although your summer plans may have been impacted by the current pandemic, if you’re still planning on traveling, even locally, it’s important to stay aware to protect yourself and your family from scams.

  • What Do Mortgage Lenders Look For?

    Buying a home is an exciting step, but it can also feel very overwhelming, especially if it’s your first time buying a home or you just aren’t sure what to expect throughout the mortgage loan process. Lenders look at your overall financial profile when reviewing your mortgage application, not just your credit score. It’s important to know what other factors mortgage lenders look for so you can know where you stand when applying for a mortgage loan.

  • Don’t be Fooled by Hidden Credit Card Fees

    Not all credit cards are created equal. Different cards have different terms that you should carefully review during your application. In addition to varying interest rates, credit limits, and balance requirements, pay special attention to the fees mentioned in your credit card agreement. It’s important to know which fees you will be responsible for and how you can avoid paying them.

    Watch out for these fees when choosing and using your credit card:

    High Interest Fees

  • Why You Should Consider a Credit Union for Your Auto Loan or Refinance

    When you’re in the market for a new or used car, you’re probably thinking about financing the vehicle. While dealerships make their own financing programs seem attractive, it’s always a good idea to shop around for the best auto loan rates – starting with local credit unions. Credit unions are often able to provide better rates and service than commercial banks.

    Here are some reasons to consider a credit union for your next auto loan, or to refinance your current loan:

    Competitive Interest Rates on Auto Loans

  • Steps to Take if Your Identity is Stolen

    One of the most costly and time-consuming forms of theft is identity theft. This happens when someone who isn’t you is able to gain access to your identifying information – including your Social Security Number, financial account information, credit card information, and more. One of the worst parts about identity theft is most people won’t know it’s happened until the damage has already been done. Nearly a third of all Americans have experienced identity theft, and 1 in 5 people have experienced it more than once.

  • Different Types of Mortgage Loans

    Buying a home is a major commitment, and probably the biggest purchase you’ll ever make. Finding the right mortgage is just as important as finding the right house so you can set a solid foundation for successful home ownership. It’s natural to feel intimidated and overwhelmed when you start looking at different types of mortgage loans. Especially if you’re buying your first home, and you may not even know where to start.

  • How to Make the Most of Your Tax Refund

    Waiting on your tax refund can get your wheels spinning with all the exciting plans for how you can spend it. It’s natural to want to reward ourselves when we receive our tax refund, an annual or unexpected bonus, or a commission payout. Splurging on a large purchase may seem justified, but remember: this is your money that you worked hard for. It deserves the same responsible management as any other income. Having a plan for your money helps you make the most if it. Here are some ways you can use your tax refund to maximize your money:

    Put Money in Savings