• Differences Between Debit and Credit Cards

    What is the most recent financial decision you’ve made? More than likely, it was deciding which form of payment to use for your most recent transaction. Every time you make a purchase, you are faced with the decision of which form of payment you are going to use. Each different payment type has its pros and cons. When and how you use each type can have a huge impact on your personal finances. These days, plastic is the preferred currency type for most people. But the question is: which type of plastic is best for your purchase?

  • How to Save on College Tuition

    It’s no secret that paying for higher education is expensive, and figuring out how to afford it can be difficult. Many students find themselves graduating with seemingly insurmountable student loan debt. Approximately 4 in 10 college students will have to take out loans in order to pay for school. Upon graduation, the average student loan borrower has nearly $38,000 in student loan debt to repay.

  • Children’s Miracle Network – Julianna

    As a new mom, Amber received a frightening phone call from her daughter’s daycare.

    “I had to pick up our five-month-old daughter Julianna from daycare because she had an extremely high 103-degree fever,” Amber said. “We visited our doctor and they thought it was a cold or a virus.”

    But Amber and her husband David became worried when Julianna’s fevers wouldn’t go down and her condition worsened.

    “We would try and cool her down in the bathtub, but nothing could break her fever. She was getting lethargic where her eyes were glassy, and I went into mom mode.”

  • Children’s Miracle Network – DJ

    One of the most frightening situations for any young athlete and their parents is a serious injury during competition. On March 13, 2018, this fear became a reality when 15-year-old baseball player and track athlete DJ sustained 4 fractures to his right leg and 3 to his left during a track competition. The broken bones included both tibias and fibulas as well as his right ankle. “At first, I didn’t really feel anything. I was just in shock,” said DJ. “But when I saw my knee where my hip was supposed to be, that’s when it sank in.”

  • FICO® Scores Explained

    Your FICO® score seems to be used for everything these days. But what exactly is a FICO® score and what does it mean? A FICO® score is a particular type of credit scoring model, created by the Fair Isaac Corporation. Credit lenders use this score to assess a borrowers’ credit risk. There are several factors taken into account when calculating creditworthiness; your payment history, credit utilization ratio, length of credit history, credit mix, and any recent credit inquiries or new credit accounts.