News

  • Protect Yourself from the IRS Collector Scam

    Protecting the safety and security of our members is a top priority. The fraud protection services we offer serve as an additional barrier to help protect our members, but knowledge and awareness are the best defense against scams and fraud. Keeping you safe is so much easier when we have your help and we can work together to ensure your accounts remain protected. It’s important to always be vigilant when it comes to protecting your account details, digital banking login credentials, and your debit and credit card information.

  • Credit Card Myths

    Credit cards are a great tool to help you establish financial responsibility and build your credit. But if you aren’t careful with how you use your cards, you could end up damaging your credit score and hurting your chances at getting approved for a loan in the future. Here are some common credit myths debunked so you can use your cards wisely:

  • Car Buying Mistakes to Avoid

    Buying a car is a big purchase, so it’s important to make sure you’re making wise decisions at each step of the process. It’s easy to focus too much on one particular aspect over all the other important elements of the car buying process, but that tunnel vision in the moment can often lead to regrets later in the life of the loan. Here are some common car buying mistakes that you can avoid with your next vehicle purchase so you can make sure you get the ride (and the loan) of your dreams:

  • Renting vs. Buying a Home

    Are you considering a move? Familiarizing yourself with the key differences between owning and renting a home will help you choose the option that’s right for you. Ultimately, it comes down to a combination of personal and financial factors. Determining which of these factors are most important to you will help sway your decision one way or the other.

  • Paying Your Car Loan Off Early

    Making the final payment on a loan (such as a credit card, mortgage, or auto loan) is a feeling of incredible accomplishment. Scheduling that regular payment over months (or years) and seeing the balance grow smaller and smaller over time, then finally reaching the day when the balance is paid in full is certainly cause for celebration.

  • Identifying Your Dream Career

    Deciding which path to pursue after graduation can leave you feeling directionless. Choosing between work and college after you graduate high school can be a daunting choice. After you graduate college, you may be torn between starting your career and continuing your education with grad school. Or even if you’ve already joined the work force, you may find yourself craving a career change. It’s easy to feel overwhelmed. Each of these decisions can greatly affect your life’s trajectory, determining where you live, how you spend your time, and what you can afford.

  • Making the Most of Your Cards

    Every time you make a purchase, you decide which payment method you will use for the purchase. Will you use cash, debit or credit? If you have multiple credit cards, which one will you use? Even though each payment option gives you access to your money, it pays to be smart about when to use each payment type and understand their differences. When it comes to using your cards, when and how you use them can have a huge impact on your personal finances.

  • Protect Your Cards from Skimmers

    Many people enjoy the ease and convenience of using debit and credit cards to access their money. However, thieves may also attempt to steal your card information to access your money using a method known as “skimming.” Skimmers are electronic devices hidden on point-of-purchase machines, most often at ATMs and gas pumps, but also in convenience stores at the register.

  • How to Use Credit Card Rewards to Fund Your Dream Vacation

    People tend to shy away from traveling based on the notion that it’s too expensive. If you don’t have the funds to go all out, you may think it’s not worth it to go at all. Traveling can get pricey if you aren’t doing your research and looking for the best deals. But when you explore your options and take advantage of the deals available to you, that dream vacation may be more accessible (and more affordable!) than you initially thought.