ACH

We have a variety of ACH Payment options to streamline how you transfer money from one bank account to another without using paper checks, credit card networks, wire transfers, or cash.

*This feature is for commercial accounts only. Interested businesses can reach out to Treasury Services for more information and enrollment. View the applicable fees for our business accounts.

ACH Batch

• Commercial Banking members can send payments to multiple recipients at once with the ability to use different SEC codes

ACH Collection

• Commercial Banking members can collect payments from multiple recipients at once with the ability to use different SEC codes

ACH Payment

• Commercial Banking members can send payments to one recipient at a time (Typically used for one time payments)

ACH Receipt

• Commercial Banking members can collect payments from one recipient at a time (Typically used for one time collections)

Payroll

• ACH Payroll allows you to pay your employees directly to their bank accounts, eliminating the need for paper checks

Tax Payments

• Tax Payment

Create an ACH payment

1. In the navigation Menu, select Commercial then Payments.
2. Select New Payment, then select the ACH payment type (ACH Payment, ACH Receipt, ACH Batch, or ACH Collection).
   

3. On the Recipient & Amount tab, select or tap an ACH Class Code.
4. Enter a Company Entry Description – the name of the Company.
5. Select a Recipient from the list of recipients.
   1. Optional – If you have the ability to Manage Recipients, select New Recipient to create and assign a new recipient.
   2. In the Recipient Detail tab, enter details, then select Next. ACH names can be up to 22 characters long and are required if the recipient record contains an ACH account and the system requires it.
   3. Optional – To make a one-time payment to a one-time Recipient, in the Account – New tab, enter details for the Recipient, then select Use Without Save.
   4. Optional – To save the Recipient for future payments, in the Account – New tab. Enter details for the Recipient, select Save Recipient, then select OK or Create Recipient, depending on the enabled feature rights.
   5. If you have multiple Recipients, select Single-Entry or Recurring on the Set All To menu.
   6. Select the Notify check box to notify the Recipient, otherwise, leave this unchecked. Enter an Amount and an Addendum.
   7. For recipients with multiple accounts, select the horizontal bars on the Recipient. Select the accounts, then select OK. Select the Copy icon to copy the payment, or select the Edit icon to edit the Recipient. After completing this, select Next.
6. Select the Account from which you want to make the payment, then select Next.
7. On the Review and Submit tab, select an Effective Date.
   1. Optional – If you select the current day to make a Same Day ACH payment, a confirmation message appears asking you to acknowledge that this type of payment may incur a fee for the expedited processing. Select Agree.
   2. Optional – Select Set Schedule to set up a recurring schedule.
   3. Optional – Select a date on the When should this transaction stop? calendar, or select Repeat Forever, then select Save.
8. Select Draft or Approve.
9. A confirmation message appears. Select Close.