Personal Loans

Robins Financial Credit Union has a variety of personal loans and credit lines for money when you need it. We offer personal loans, savings secured loans, lines of credit and a credit builder loan to give you cash when you need it with low interest rates and repayment terms to make it easier to keep your finances healthy.

Extremely flexible, you can use our personal loans for:

  • Debt Consolidation
  • Home repairs
  • Travel
  • Boats and jet skis
  • Motorcycles & ATVs
  • Campers and recreational vehicles


We offer collateral loans on boats, jet skis, motorcycles, ATVs, campers and recreational vehicles with great rates and affordable monthly payments.

Unsecured loans are also available to help pay for life’s surprises. Using a loan instead of a credit card to pay for home or auto repairs can make the unexpected more manageable by splitting a big expense into affordable monthly payments. Plus, we have several convenient payment options available.

Apply online, at one of our branches or by phone 478-923-3773 locally or 800-241-2405.

Have money at Robins Financial Credit Union and need to borrow? Qualified members can borrow up to the full amount in their savings account with some of the lowest interest rates around. This is a good way to avoid touching long-term savings, but meet your borrowing needs today. And even better, we offer many payment options so you can back the loan in a manner that is convenient to you.

Apply online, at one of our branches or by phone 478-923-3773 locally or 800-241-2405.

Credit builder loan is designed to assist our members in learning the importance of making loan payments in a timely manner. This loan can help a member build, and in some cases, rebuild their credit.

How it works:

  • Loan amount will be $1,000 with a 12-month repayment term
  • Once the loan is funded and deposited to the member's share account, the proceeds will be placed on hold for the term of the loan
  • At the end of the 12-month payment period, the $1,000 will be released to the member

Take a look at our competitive rates and use our Consumer Loan Calculator to figure estimated loan payments.

Apply online, at one of our branches or by phone 478-923-3773 locally or 800-241-2405.

*Successful completion of this program does not guarantee future loan approval. All subsequent loans will be subject to Robins Financial Credit Union's underwriting guidelines.