Auto Loans

Robins Financial Credit Union understands the process of buying a car can be intimidating. We can help make the process easier. Our friendly staff can help walk you through the auto buying process and show you how you could save hundreds of dollars on your next purchase. With excellent rates, fewer fees and convenient payment options, Robins Financial makes purchasing a vehicle easy and affordable!

Get a great interest rate and low monthly payments. Getting pre-approved for an auto loan and shopping at one of our Preferred Dealerships ensures your savings.

  • 100% financing on new autos
  • Competitive interest rates
  • No pre-payment penalty
  • No loan processing fees
  • Credit Protector Coverage
  • Convenient Payment Options

For information on new car options and pricing check out the NADA website. Be sure to use our Auto Calculators to estimate your loan payments before you decide on your top choices.

Apply for an auto loan with Robins Financial before you shop and you will be armed with the knowledge of your monthly payment and total cost to finance the vehicle of your choice. Apply online, at one of our branches, or by phone at 478-923-3773 or toll free 800-241-2405.

With the same great auto financing rates for new and used vehicles, buying a used car makes sound financial sense.

  • Borrow up to 100% NADA average retail on used automobiles
  • Used auto loan rates apply to models generally up to seven years old
  • Competitive interest rates
  • No pre-payment penalty
  • No loan processing fees
  • Credit Protector Coverage
  • Convenient Payment Options

Apply for an auto loan with Robins Financial before you shop and you will be armed with the knowledge of your monthly payment and total cost to finance the vehicle of your choice. Apply online, at one of our branches, or by phone at 478-923-3773 or toll free at 800-241-2405.

Go shopping at one of our Preferred Dealerships to lock in your savings.

When it comes to protecting the environment, every little bit helps. That's why at Robins Financial Credit Union we want to reward our members for Going Green by saving them a little green.

Did you know that vehicle exhaust contributes up to 95% of carbon monoxide emissions in cities and roughly 60% of all carbon monoxide emissions nationwide?**

You can help the environment, plus you'll receive a 0.25% rate discount* on your auto loan, if you purchase a new or used (up to 4 years old) vehicle that is designated as Smartway or Smartway Elite by the U.S. Environmental Protection Agency (EPA).

Visit the EPA's website for more information to determine vehicle eligibility.

To qualify for the Go Green Auto Loan discount, you must do two of the following:

  • Go Paperless

    Sign up to receive your statements electronically. It's safe, secure, and free. Plus, you'll be helping the environment by saving trees.

  • Sign up for Direct Deposit

    Don't stand in line waiting to deposit your payroll check. It will be automatically deposited into your account with Direct Deposit.

  • Set up Automatic Payment Transfers

    Have your car payment paid automatically from your account. You'll never have to wait in line to make your payment.

*Your rate discount is based on your vehicles EPA designation at the time your loan is approved. The rate you qualify for is based on credit worthiness. Promotion cannot be combined with any other offers.

**Fact taken from the website: https://www.dosomething.org/facts/11-facts-about-pollution